MyFIRE helps you find your path — with an AI that works from your numbers, and math that models the complete picture.
2,847 plans calculated and counting
Free · No signup required · Takes 60 seconds
After you share your situation, your AI assistant works from what you’ve told it — answering questions with your actual plan, not generic examples.
Your data stays yours. Choose local or cloud storage →
The AI uses what you shared in this session — nothing stored without your permission
Most people will spend 90,000 hours of their finite life working. Most of those hours are not freely chosen. They are purchased — traded for a salary, a mortgage payment, a sense of security that never quite arrives.
We are not against work. We are against work that has no exit. Against the quiet understanding, accepted by most and questioned by few, that you will trade the best decades of your life for someone else’s priorities.
When people are financially free, something remarkable happens. They stop doing work that doesn’t matter and start doing work that does. They are present for their children. They care for aging parents. They take risks on ideas that could genuinely help other people. They give their time — the only truly finite resource — to the things they love.
That is worth building toward. And it is closer than most people think.
Not distracted. Not calculating the cost of time away from work. Truly present — for children, parents, and friends.
The teacher who stays because she loves it. The engineer who works on climate. The person who finally starts the thing they’ve been postponing.
Volunteering, mentoring, building — the things that require time. The things most people want to do but can’t afford.
Financial independence is resilience. The freedom to weather illness, loss, or change without catastrophe.
You cannot bet on an important idea when losing means you can’t pay rent. Financial freedom makes bold bets possible.
Time is the only resource that cannot be recovered. Financial independence returns it — permanently, on your terms.
The reason most people who want financial independence never reach it is not lack of discipline. It is lack of a complete plan. The complexity is real — and most tools ignore most of it.
These are not reasons to give up. They are reasons to plan carefully — with a tool that actually models all of them.
MyFIRE started as a personal question: when can I stop working? Not approximately. Actually — stress-tested against the worst markets in modern history, with the bridge fund modeled, with the healthcare costs included, with the tax strategy accounted for.
Then we added something no other free tool has: an AI assistant that works from your plan. You share your numbers once in a conversation. After that, when you ask “what if I save $500 more per month?” it answers with your specific situation — your FI age, your savings rate, your timeline. You stay in control of what you share and how it’s stored.
We are not a financial product. We are not a funnel to an advisor. We are a tool built in service of one mission: to help as many people as possible become financially free.
No spreadsheets. No signup required. Your personal path to financial independence — honestly modeled, stress-tested, in 60 seconds.
For illustrative purposes only — not financial advice. MyFIRE is not a registered investment adviser. Consult a fee-only CFP before making retirement decisions.