Last updated: July 2026
MyFIRE handles financial data — savings, retirement plans, net worth. We take that seriously. This page explains exactly what we collect, what we don’t, and how you stay in control. No legal jargon unless we have to.
When you save your plan for the first time, MyFIRE asks you to choose one of two storage modes. This choice determines whether your financial data ever leaves your device.
Your plan, inputs, and AI conversation context are stored only in your browser’s local storage and in a file you download. Nothing is sent to MyFIRE’s servers except:
Your plan and conversation context are stored in Supabase (our database provider) and linked to your account. Protected by row-level security — only your authenticated session can read your data.
What’s stored:
You can switch between modes anytime — open your account (click your name in the top nav) and go to the Profile tab. You can export and delete your data at any time from the Memory and Plans tabs (see Your rights and controls).
When you create an account: email address and password (hashed by our authentication provider, never stored in plain text). Optionally: first name, household type, FIRE style and risk tolerance preferences, income range, and state (used for tax calculations).
Used for: account access, saving your plan, and sending quarterly check-in reminders if you opt in on the Progress tab.
If you choose cloud storage: your retirement inputs (age, savings, contribution rate, spending goal), saved scenarios, account breakdown, net worth check-in history, and AI conversation memory. Stored in Supabase with row-level security. Never accessed by MyFIRE staff except in response to a support request you initiate.
Anonymous pageview data via Google Analytics 4. GA4 does not store your full IP address in identifiable form — this is Google’s standard behavior for GA4, not a custom configuration we’ve added. We use this data to understand which features are used and improve the product. No financial data is included in analytics.
For anonymous users, we store your IP address temporarily in Cloudflare KV to enforce rate limits (5 free AI questions per day). This data expires automatically within 24 hours and is never linked to any personal profile.
MyFIRE is not a financial aggregator. We have no connection to your bank, brokerage, or any financial institution. You type in what you want — nothing is ever linked or verified.
When you ask MyFIRE a question, your message — along with the plan context you’ve shared in this session — is sent to Anthropic’s Claude API to generate a response. This is how the AI can answer questions about your specific plan rather than giving generic advice.
What this means for your privacy:
Your conversation is processed by Anthropic’s servers. MyFIRE does not store the text of your conversations on our own servers. Anthropic’s privacy policy governs how they handle API requests — see anthropic.com/privacy.
If you choose cloud storage mode, a summary of key facts from your conversations (like your stated goals or concerns) may be saved to your account to help the AI remember context across sessions. You can view and clear this at any time in the Memory tab.
If you choose local storage mode, this context is saved only in the file you download to your device.
We do not sell your data to any third party. We do not share your financial data with advertisers. MyFIRE has no advertising business model.
You have full control over your data:
For any privacy-related questions, data requests, or concerns:
Email: hello@planmyfire.org
We respond within 5 business days.
This privacy policy is governed by the laws of the State of Illinois, United States. MyFIRE is operated by an individual based in Illinois.
Last updated: July 2026
Effective date: June 2026
We may update this policy as the product evolves. Material changes will be communicated via email to registered users. The current version is always at planmyfire.org/privacy/.